Are you insured when you leave your car at an off-site airport car park?

Are you insured when you leave your car at an off-site airport car park?
Are you insured when you leave your car at an off-site airport car park?

Going abroad can be a stressful thing to organise for many people, especially those with families who must contend with impatient children.

Going abroad can be a stressful thing to organise for many people, especially those with families who must contend with impatient children. Making sure the family car is parked close to the airport is important for a lot of people, and sometimes an offsite car park is required. The sad fact of the matter is that this action
can leave the holiday goers out of pocket, as valet parking services and insurers may refuse to pay out if your car is damaged whilst in the confinement of an offsite car park.

Many people have seen the sign that states: “You leave your car at your own risk” at airport car parks, this indicates that if there is any damage to the vehicle, then it is the fault of the driver. Therefore, if the car is damaged, the car park operatives and the insurance company have their backs covered when it comes to making a claim. Rules to this effect can also be found buried beneath liability rules on exemption and excess. To the reasonable person, it may appear that this is done without a great deal of notification specifying that the expenses incurred by damage will be payable exclusively by the owner of the car.

Failure to check the terms and conditions of the car park’s small print can result in your insurance company refusing to pay out for damage, and this oversight can drastically increase the expenditure required for a planned holiday. The fact of the matter is that many people return from their holidays without a lot of spare cash, and being hit with a hefty bill can be somewhat of a buzz kill for a family returning from the break of their dreams. So be aware, next time you need to use an offsite car park, it is best to contact your insurer to confirm the terms and conditions of the insurance policy.

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